Work out your time-and-a-half pay — and how much you actually keep after 2026 taxes.
Your overtime rate
$37.50/hr
$25.00/hr × 1.5. Overtime isn't taxed at a higher rate — it's just extra income taxed at your normal marginal rate.
Your overtime pay
$188/ week gross
$151/week take-home · $9,750/yr extra gross · you keep 80%
Overtime take-home compares your annual take-home with and without the extra hours, using 2026 federal, state, and FICA taxes. Extra income can fall in a higher bracket, so you keep a bit less of overtime than your regular pay.
Overtime pay is straightforward: most hourly workers earn 1.5× their regular rate(“time and a half”) for hours over 40 in a week, and some earn 2×(“double time”) on holidays. The part that trips people up is taxes — a big overtime week can have a lot withheld, making it feel like overtime is taxed harder. It isn't. Overtime is ordinary income taxed at your normal marginal rate; this calculator shows both your gross overtime pay and the real take-home after 2026 federal, state, and FICA taxes.
Multiply your hourly rate by 1.5 (time and a half) to get your overtime rate, then multiply by your overtime hours. For example, $25/hr becomes $37.50/hr in overtime; 5 overtime hours = $187.50 of overtime pay that week.
No. Overtime is taxed the same as regular wages — there's no special overtime tax rate. It can feel higher because the extra income may fall in a higher marginal bracket and bumps that paycheck's withholding, but your overall rate barely moves.
Time and a half means 1.5 times your regular hourly rate. Under federal law (FLSA), most hourly employees must be paid at least time and a half for hours worked over 40 in a week.
Typically 65–80%, depending on your income, state, and filing status. This calculator compares your annual take-home with and without the overtime to show exactly what you keep.
Paycheck Calculator
Net pay from salary or hourly
Raise Calculator
See a raise's real impact
Bonus Tax Calculator
How much of a bonus you keep
Self-Employment Tax Calculator
1099 taxes, QBI & quarterly payments
Severance Pay Calculator
What you keep from a severance payout
Hourly ↔ Annual Salary
Convert hourly pay to a yearly salary
Salary → Hourly
What a yearly salary is per hour
Salary After Taxes
Take-home pay for any salary, by state
Calculators by State
Take-home pay for all 50 states
Paycheck & Tax Guides
Plain-English answers about your pay
