Estimate your Iowa take-home pay for 2026. Enter your salary or hourly pay below — the calculator is already set to Iowa's state tax rules.
Your estimated take-home pay
$1,873.92/ paycheck
$48,722 per year · 18.8% effective tax rate
You're in the 12% bracket — but only income in that top slice is taxed at 12%. Across all your income, you pay just 18.8%.
Estimate based on 2026 tax data and standard withholding. Your real paycheck can differ with local taxes, benefits, and W-4 settings.
If you earn a $60,000 salary in Iowa, you can expect to take home roughly $48,722 a year — about $1,874 on a bi-weekly paycheck — after federal tax, Social Security, Medicare, and Iowa state income tax. Adjust the inputs above for your own pay, filing status, and 401(k) or health-insurance deductions to see your exact Iowa take-home pay. This page also works as a iowa salary calculator and hourly wage calculator.
Iowa completed its move to a flat income tax: 3.8% for 2026, down from a graduated system with rates as high as 8.98% a few years ago. Iowa take-home pay has risen sharply as a result.
| Taxable income (single filer) | Rate |
|---|---|
| All taxable income | 3.80% |
Standard deduction: $16,100 (single) / $32,200 (married).
Estimated annual take-home pay for a single filer in Iowa at several common salaries, after 2026 federal income tax, Social Security, Medicare, and Iowa state income tax. Use the calculator above for your exact pay, filing status, and deductions.
| Salary | Federal | State | FICA | Take-home / yr | / mo |
|---|---|---|---|---|---|
| $40,000 | $2,620 | $908 | $3,060 | $33,412 | $2,784 |
| $60,000 | $5,020 | $1,668 | $4,590 | $48,722 | $4,060 |
| $80,000 | $8,770 | $2,428 | $6,120 | $62,682 | $5,223 |
| $100,000 | $13,170 | $3,188 | $7,650 | $75,992 | $6,333 |
| $150,000 | $24,734 | $5,088 | $11,475 | $108,703 | $9,059 |
Estimates assume a single filer with no pre-tax deductions, paid monthly. State column includes any mandatory state payroll tax (e.g. CA SDI) and excludes local/municipal income taxes. Your actual withholding varies with your W-4.
On a $75,000 salary, a single filer pays about $2,238 in Iowa state income tax — the 16th lowest of 51 states.
State income tax only, on a $75,000 single-filer salary using 2026 rates and each state's standard deduction. Your own number changes with income, filing status, and deductions — run it above.
A single filer earning $60,000 in Iowa takes home about $48,722 per year ($1,874 per bi-weekly paycheck) after federal income tax, Social Security, Medicare, and Iowa state income tax. That's an effective tax rate of about 18.8%.
Yes. Iowa has a flat state income tax. Iowa completed its move to a flat income tax: 3.8% for 2026, down from a graduated system with rates as high as 8.98% a few years ago. Iowa take-home pay has risen sharply as a result.
We start with your gross pay, subtract pre-tax deductions, then withhold federal income tax (2026 brackets), Social Security (6.2% up to $184,500), Medicare (1.45%), and Iowa income tax. The result is divided by your pay frequency to get your take-home per paycheck.
State income tax is where take-home pay really differs. Pick your state for a calculator pre-set to its 2026 tax rules.
Paycheck Calculator
Net pay from salary or hourly
Raise Calculator
See a raise's real impact
Bonus Tax Calculator
How much of a bonus you keep
Overtime Calculator
Time-and-a-half pay after taxes
Self-Employment Tax Calculator
1099 taxes, QBI & quarterly payments
Severance Pay Calculator
What you keep from a severance payout
Reverse Tax Calculator
Gross salary for a target take-home
Effective Tax Rate Calculator
Your real rate vs. marginal bracket
Salary ↔ Hourly Converter
Convert hourly pay to salary and back
Salary After Taxes
Take-home pay for any salary, by state
Calculators by State
Take-home pay for all 50 states
Paycheck & Tax Guides
Plain-English answers about your pay